Choose your PCS membership.
Pick the membership that fits. After you join, you will complete a short intake so your coach can build your pathway. Move up a tier whenever you are ready.
- Financial Literacy Academy
- PCS Pathway assessment and personalized learning track
- Foundational courses: credit, budgeting, debt, business, and wealth-building
- Monthly group education session
- PCS member community
- Educational calculators and worksheets
- Basic cash-flow and debt-payoff planner
- Credit-building education
- Business formation and funding-readiness education
- General market and asset-education content
- Member discounts on eligible TMFG services
- ELM Travel member offers
- Everything in Community, plus:
- Personalized PCS Pathway action plan
- Monthly group financial-coaching session
- Quarterly individual progress review
- Enhanced cash-flow modeling
- Custom debt-payoff scenarios
- Budget and savings-goal tracking
- Credit-readiness and fundability assessments
- Business Capital Academy core curriculum
- Business launch and operational checklists
- Business-credit development roadmap
- Asset Intelligence educational market dashboards
- Financial milestone tracking
- Priority access to PCS workshops
- Greater discounts on eligible TMFG and participating partner services
- Everything in Pathway, plus:
- Monthly individual coaching session
- Comprehensive annual financial roadmap
- Monthly accountability and progress tracking
- Advanced cash-flow and debt-payoff modeling
- Credit, capital, business, asset, and lifestyle goal coordination
- Business Capital Academy advanced curriculum
- Business fundability improvement plan
- Quarterly business financial-health review
- Business budgeting and forecasting templates
- Capital application preparation support
- Asset Intelligence premium educational tools and alerts
- Priority review for TMFG funding opportunities
- Preferred scheduling across participating partner companies
- Enhanced service discounts
- Annual strategy session covering your complete PCS pathway
Community focuses on learning; Pathway adds planning and group coaching; Premier adds individual coaching and coordination. Individual coaching, credit-report or case analysis, trade signals, funding application assistance, and fractional professional services are not included in Community. All coaching is educational.
Separately priced programs and services
Membership opens the pathway to these services. It does not automatically include them.
| Service | PCS relationship |
|---|---|
| Business Capital Academy / Fundability Program | $2,997 intensive program; Pathway and Premier receive portions of the curriculum |
| Accuracy Shield | Separate consumer-advocacy enrollment and service agreement |
| Asset Intelligence trade alerts | Separate subscription (previously structured at $59/month, plus an optional $19/month text add-on) |
| Business funding placement | Separate eligibility review and compensation disclosure |
| Fractional CFO services | Separate TMFG engagement |
| Fractional CTO services | Separate Maytronixx engagement |
| Fractional CMO services | Separate marketing-services engagement |
| Bookkeeping, tax, and tax-preparation services | Separate service agreement |
| Business formation and compliance filing | Separate transaction or package |
| Travel planning and bookings | Provided separately through ELM Travel |
| Attorney or legal services | Separate engagement directly with participating counsel |
How PCS coaching works
PCS is a membership for financial education, coaching, and community. All coaching is educational. PCS can model alternatives and help you understand your choices, but it does not provide individualized investment, legal, tax, or credit-repair advice. Preparation and coaching are included at each tier; transaction-based services, regulated services, and substantial done-for-you work are separately contracted. Please consult appropriately licensed professionals for regulated matters.